AI Tool for Bank Statement Analysis
An AI tool for bank statement analysis reads your exported bank statement and surfaces your largest expense categories, recurring charges, and cash flow trend without spreadsheet formulas. You ask in plain language; it categorizes transactions and answers what your balance statement alone never explains.
Find your biggest spending categories and cash flow trends from a bank export — without a formula or a bookkeeper.
Drop your file in and ask a question — no account needed.
Upload your spreadsheet.xlsx .xls .csv — free to try, no accountOr start with
See it on a sample file
What DataMimi shows for a Xero bank statement
658 rows, Jul 2025 – Aug 2026. Computed by DataMimi from a sample export with the same columns as yours — the data is invented, the figures are exactly what the app produces from it.
What this export contains
| Transaction Date |
| Description |
| Debit Amount ($) |
| Credit Amount ($) |
| Running Balance ($) |
| Category |
| Reference Number |
| Merchant Name |
| Account Number |
| Statement Period |
What usually goes wrong with it
Bank statement exports are flat transaction lists with no categorization
Every transaction appears as a row with a description and a dollar amount. Knowing that you spent $12,400 on 'contractors' this month requires reading every description manually or building a SUMIF that matches keywords.
DataMimi Datamimi categorizes transactions by merchant description and shows your total spend by category without any SUMIF formulas.
Cash flow trend isn't visible from a flat statement without summing by period
Whether you're spending more or less than last month requires summing debits this month and comparing them to last month's total — two group-by-date calculations most users never run.
DataMimi It compares this month's total debits to prior months when the export covers multiple periods, showing cash flow trend in plain language.
Recurring charges are invisible unless you look for the same merchant every month
A SaaS subscription that auto-renews every month appears once per statement as a single transaction line. Finding all recurring charges requires matching descriptions across multiple statements — work most users skip.
DataMimi It identifies recurring charges by matching descriptions that appear in every period and lists them with their monthly cost.
Common questions
What does an AI tool for bank statement analysis actually do?
It reads your exported bank statement, categorizes transactions by merchant type, surfaces your largest spending areas, identifies recurring charges, and shows whether your cash position is improving or declining.
How much does Datamimi cost?
Datamimi has five plans: Free ($0/month, 40 credits, no credit card required), Lite ($9/month, 400 credits), Starter ($24/month, 1,500 credits, up to 3 simultaneous files), Pro ($59/month, 5,000 credits with rollover), and Team ($199/month, 20,000 credits, 5 users).
Can I upload multiple months of bank statements at once?
Yes. Combine multiple months into a single CSV export or upload them as separate files on the Starter plan and ask trend questions across all periods.
Does it work with bank statement exports from any bank?
Yes. Any bank statement exported as CSV or Excel with a date, description, and amount column works. Datamimi reads the column headers and maps them without configuration.
Try it with your own file
DataMimi reads the file you actually have — merged cells, headers below row one, totals pasted at the bottom — and shows which rows and columns every number came from.
Ask about your fileWhat DataMimi costs
Every plan does everything — slides, written reports, cleaned exports, dashboards. They differ in how much work they cover.
Free
Free
40 credits a month
Starter
$24 /month
1,500 credits a month
Pro
$59 /month
5,000 credits a month